THE BANK of Oberlin

Address: 205 S. Penn Ave., P.O. Box 148, Oberlin, KS 67749
Phone: 785-475-3817
24 Hour phone banking: 1-800-392-0962
Fax: 785-475-2216
Hours: M-F 8:00A.M.-4:30P.M., Drive-thru: 8:00A.M.-4:30P.M.
24 hour drive-up ATM

THE BANK had its beginning in Oberlin in November 1985 when R.L. Gaskill formed Decatur Investment, Inc. and purchased the failed assets of Decatur County National Bank from the FDIC. Oberlin joined the ranks of Bob’s other banks, Farmers State Bank of Winona with a branch in Oakley. Originally the institutions stood alone and Gaskill traveled between the locations, but after changes in the bank charter law, the Winona Charter was merged with Oberlin and Oberlin became the headquarters.

In the years since 1989 THE BANK has merged with or acquired Selden State Bank; Atwood State Bank and branch in Herndon; Jennings State Bank; Gold Bank branches in Oberlin, Norcatur, and Colby, and a failed branch of Heritage Savings and Loan in Norton. And, as of late 2012, THE BANK has acquired three branches of First National Bank in Bird City, Colby, and Quinter.

Under the leadership of Gaskill, THE BANK has consistently been a top-performing bank. Bauer, an independent bank rating company, rates THE BANK 5-Star; the highest rating possible based on both earnings and capital. IDC Financial rates THE BANK almost perfect at 99.26% in their quality rating of financial institutions for safety and soundness. The American Banker awarded THE BANK "The Best All-Around Agriculture Lender" in the entire USA award in 1996. We are proud of our dedication to finance our community. THE BANK is a progressive and forward-looking institution placing customer service at the forefront of priorities.

Stop by and see any of our friendly, knowledgeable staff for your banking needs. The coffeepot is always on.

Lost or Stolen Debit Cards

To report your THE BANK issued debit card lost or stolen during normal business hours please call your local branch, for after hours service Please call: 1-800-523-4175

Notice: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents and may make copies of these documents for our records.
Disclaimer: Loans will be considered to all persons and entities in the trade area on the basis of credit worthiness without regard to race, color, religion, national origin, sex, age (provided the applicant has the capacity to enter into a binding contract), receipt of income from public assistance programs, or the good faith exercise of any right provided by the Consumer Credit Protection Act.