Personal Banking

Personal Loans

THE BANK offers both secured and unsecured fixed rate personal loans. To apply for personal credit, please stop in and see us today.

Home Loans

• Loans to Purchase or Refinance 1-4 family homes.
• Deal with people you know and trust.
• The convenience of local servicing; make your payments locally and have questions answered "in person" the same day.
• Fixed rate loans with several term options are available. Our knowledgeable staff can help you determine the rate structure and term that best fits your needs.
• Construction loans are also available.
• Equal Opportunity Lender.

If you are interested in a home loan, or for more information on loan rates and terms, please stop by one of our branches and visit with us about your credit needs today. We look forward to seeing you.

Checking and Personal Savings Accounts

BaZing

Benefits and discounts, including:

• Cell phone protection
• Roadside assistance
• $2,500 personal identity protection*
• Identity theft assistance
• Shopping and dining discounts from local and national retailers
• Nationwide travel, hotel, recreation and entertainment discounts
• Savings on prescriptions, vision and hearing aids where provider locations are available
• $10,000 travel accidental death insurance*

*Cell phone protection and personal identity protection are subject to additional terms and conditions.*Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK

Participating merchants on BaZing are subject to change without notice. Merchants may also choose to limit their own deals offered on the site or app.

Checking and Personal Savings Accounts

5-Star:

• Available for consumers, nonprofit organizations & sole proprietorships
• Includes BaZing benefits
• VISA Check-Card available with no annual card fee
• VISA Debit Card Reward Points
• Convenient Tap and Go VISA Debit Card Feature
• Apple/Samsung/Google Pay compatible
• Overdraft protection available WAC
• Free 24-hour Banking access
• Electronic Statements available
• Free Notary Service

Star Checking:

• Available for consumers, nonprofit organizations & sole proprietorships
• VISA Check-Card available with no annual card fee
• VISA Debit Card Reward Points
• Convenient Tap and Go VISA Debit Card Feature
• Apple/Samsung/Google Pay compatible
• Overdraft protection available WAC
• Free 24-hour Banking access
• Electronic Statements available
• Free Notary Service

5-Star Now:

• Available for consumers, nonprofit organizations & sole proprietorships
• Earn interest on all collected balances in your account. Maximize your earnings with competitive tiered interest rates
• VISA Check-Card available with no annual card fee
• VISA Debit Card Reward Points
• Convenient Tap and Go VISA Debit Card Feature
• Apple/Samsung/Google Pay compatible
• Overdraft protection available WAC
• Customers age 60 or over may, upon request, receive free 5-STAR checks, maximum of 1 box per year
• Free 24-hour Banking access
• Electronic Statements available
• Free Notary Service
• BaZing option

Savings Account:

• Available for consumer and business accounts
• Earns a competitive interest rate on all collected balances. Rates are tiered to maximize your earnings.
• Free 24-hour Banking access
• Free Notary Service
• Statements are quarterly unless electronic fund transfers occur.
• My Savings rates may apply with qualifying checking account.

Certificates of Deposit

Regular CD's:

• 6 month, 1, 2 1/2, and 5 year fixed rate
• Can be automatically renewed at first maturity
• Penalty for early withdrawal may apply
• Obtain the disclosed Annual Percentage Yields
• Tiered rates are variable based on 'THE BANK' discretion.

Individual Retirement Accounts

• Traditional
• Roth
• SEP
• HSA
• Inherited