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Hometown Community Bank Website
Member FDICFDIC-Insured - Backed by the full faith and credit of the U.S. Government

Privacy Notice

FACTS

 What does THE BANK do with your personal information?

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Checking Account information and Employment information
  • Asset and Credit history



When you are no longer a customer we continue to share your information as described in this notice.

How?

 All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons THE BANK chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does The Bank share?

Can you limit this sharing?

For our everyday business purposes- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 Yes No
For our marketing purposes- to offer our products and services to you No We don't share
or joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes- information about your creditworthiness, transactions, and experiences  No We don't share
For nonaffiliates to market to you No We don't share


Questions?

Call 855-821-6622 or go to www.thebankks.com

What We Do

  
How does THE BANK protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.No information is released to a third party without your specific authorization, unless required by law.
How does THE BANK collect my personal information?

We collect your personal information, for example, when you.

  • Open an account or apply for a loan
  • Pay your bills or give us your income information
  • Show us your government issued ID

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

  
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • THE BANK does not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • THE BANK does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliates financial companies that together market financial products or services to you.

  • THE BANK doesn't jointly market.